Frequently Asked Questions about Identity Theft Protection

Why should I be worried about identity theft?

Identity theft victimizes nine millions Americans per year, and that number is likely to rise. Part of the reason identity theft is so pernicious is because most people do not realize their identities have been compromised until it is too late. By that time, identity thieves will have ravaged your credit, leaving you to pick up the pieces. If you’re lucky enough not to be denied loans, lose job opportunities, or even go to jail, you can count on having to spend days of time and at least hundreds of dollars repairing the damage from the identity theft.

Why should I pay a company for something I can do myself?

This is a valid question, and the best answer lies in an analogy. Though a lot of us are probably capable of changing the oil in our cars, most of us still put this task in the hands of experts we know will do it right. The guarantee of professionalism, expertise, and experience are worth the relatively minor cost. This is exactly like protecting your identity. You can lock out identity theft by constantly monitoring your accounts and credit reports, but you probably don’t have the time or inclination to do this 24/7. For a small fee, a professional company will do this for you round-the-clock and spare you the hassle.

How much does professional identity theft protection cost?

Most consumers are surprised by how reasonable professional identity theft protection services are. Compared with the hundred of dollars and countless headaches a single instance of identity theft would cost you, the price seems even more appealing! Usually you can employ the services of a reputable company for around $10 per month--a small price to pay for peace of mind.

How do I know I can trust the identity theft protection company with my information?

A reputable company will carry a certification for data and operational security, which means they follow the best practices of the industry to keep your information secure internally. They need to be focused on prevention! The best companies do employee background checks and random drug testing, use state-of-the-art biometric security at access points, and will not store data on-site. Any computers containing sensitive information will be in a secure data center and nowhere else.